WHO WE ARE
About Bad Credit Mortgage UK
Straight-talking, whole-of-market mortgage advice for people the high street turns away — backed by FCA regulation and honest, transparent fees.
Who We Are
Bad Credit Mortgage UK is a specialist service from Mortgages Remortgages Ltd, helping people across the UK secure a mortgage when the high street says no. Whether it’s a CCJ, a default, missed payments, an IVA, bankruptcy, a low credit score, or complex self-employed income, we take the time to understand your situation and match you with lenders who look beyond a credit score.
We believe past financial difficulty shouldn’t be a permanent barrier to homeownership. Our advisers assess your full circumstances — not just your credit file — and guide you through every step of the application, from your first enquiry to mortgage offer.
What Makes Us Different
We offer mortgages from a comprehensive range across the market, including specialist lenders who only work through brokers and are not available direct to the public. Every recommendation is made by a qualified adviser after we’ve assessed your full circumstances — not just a credit score.
We’re upfront about our fees from the start, so there are never any surprises, and we support you through every stage of your application, from your first enquiry through to mortgage offer.
Regulatory Information
Bad Credit Mortgage UK is a trading style of Mortgages Remortgages Ltd, 34 Stoops Road, Bessacarr, Doncaster, DN4 7ES.
We are authorised and regulated by the Financial Conduct Authority. FCA Registration Number: 307051. Our permitted business is advising and arranging on mortgages and non-investment linked insurances. You can check this on the Financial Services Register at register.fca.org.uk or by contacting the FCA on 0800 111 6768 (freephone) or 0300 500 8082.
Some of the products we offer are not regulated by the Financial Conduct Authority.
We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation if we cannot meet our obligations, depending on the type of business and the circumstances of the claim. Not all products we offer are covered by the FSCS. Further information is available at fscs.org.uk.
Get in Touch
Whatever your credit history, we’re happy to talk through your options with no obligation. Call us on 01302 361 361 or get your free assessment to get started.